Cyprus Insurance Reviews Property

What Is Property Insurance?

Property insurance is a wide term for a series of policies such as homeowners insurance, renters insurance, flood insurance, earthquake insurance, property protection coverage or liability coverage for property owners. Personal property is usually covered by a homeowners or renters policy. 

The common types of property insurance are:

  • Replacement cost – covers the cost of repairing or replacing property at the same or equal value. 

  • Actual cash value coverage – pays the owner or renter the replacement cost minus depreciation. 

  • Extended replacement costs – will pay more than the coverage limit if the costs for construction have gone up; however, this usually won’t exceed 25% of the limit.

Try using our quote tool to compare top providers in your area and see who can offer you the best premium.

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